Indiana Unemployment Information – Benefits, Eligibility etc.

Indiana’s unemployment insurance program is managed by The Indiana Department of Workforce Development (DWD). The UI program serves as a temporary income replacement for eligible individuals. You can apply for Indiana’s UI program online via Uplink or in person at your local WorkOne Center (WOC). To find the nearest WOC location, click here.Seal of Indiana


To be eligible for Indiana’s UI program, you must be unemployed through no fault of your own. Being unemployed through no fault of your own is the most basic eligibility requirement for UI programs nationwide. Other eligibility requirements vary from one state to the next.

Before you may submit an unemployment insurance claim in Indiana, you must meet the following additional eligibility requirements:

  • You are actively seeking work
  • You are readily available to work
  • You are ready and willing to accept any work opportunities offered by the DWD
  • You are registered with the Reemployment Service Program (RES), otherwise known as Indiana Career Connect. The Indiana Career Connect (ICC) program will be addressed later in this article.
  • If you are working a part-time job, you may still be eligible for benefits so long as your weekly earnings amount to less than 20% of your weekly benefit amount of unemployment insurance payments.
    • If you earn more than 20% of your WBA, then anything that exceeds the 20% mark will be deducted, dollar-for-dollar, from the benefit amount that week.
  • You have worked in the state of Indiana for a minimum of the past 12 months, and it is sometimes required for you to have worked in Indiana for up to the past 18 months,
  • You earned enough wages in your base period, which is composed of the past 12 months/first four quarters of the last five completed quarters in which wages were earned.
    • Your base period includes the first 4 of the last 5 completed calendar quarters before the week you file an initial claim. The wages you earned during those quarters are used to determine if you qualify for benefits and to calculate how much you can be paid. Wages from the last quarter worked will not count towards your base period.
    • You earned a minimum total wages of $4,200 in the base period.
    • Out of your total base period earnings, at least $2500 of your wages were earned during the second half of the base period.
    • Your total base period earnings must be at least 1.5 times your highest-quarter earnings.
      • i.e. if you earned the most amount in quarter 3 when compared to the remaining quarters of the base period, you would have to have earned a total amount that is at least 1.5 times greater than the amount you earned in quarter 3.
    • You may only earn a maximum weekly benefit amount of $390
  • Your Social Security Number
  • Your employment history going back at least 18 months, including the contact information of your former employers during those months
  • The dates you were employed and reasons for any separations from employment positions that occurred during those months
  • Identifying information, such as a State I.D.

You only qualify for benefits if you are unemployed through no fault of your own. For information regarding your separation, check out Indiana’s online resources or call a WOC for help with understanding your rights regarding employment separation. If you are not eligible for unemployment insurance, you may still use DWD job search resources.

Application Process

If you believe you should be eligible to receive unemployment benefits, then you may apply for Indiana’s program online or in person at your local WOC office.  This general process should be used if you need to:

– File an Unemployment Insurance claim

– Reapply for Unemployment Insurance

– Resume a previously interrupted claim

If applying online, go here to begin the process. You should read over and watch any tutorials in order to ensure your successful completion of the unemployment insurance claim’s filing process. Also, it is highly recommended that you turn off any pop-up blockers! Important information windows may pop up that you will miss unless you allow them through your firewall before beginning the application process.

Make sure to follow any and all instructions given. If you find yourself confused at any point of the application process, do not guess! Call, email, or drop by a WOC location to figure out the best way to proceed. Incorrectly answering questions, skipping questions, or giving the wrong information has the potential to not only get your claim denied, but to also land you in legal trouble! It is better to be safe than sorry when it comes to filing for unemployment insurance.

In order to complete the application process, you will need the following information:

  • Your full name, address, and zip code
  • Your Social Security Number – your claim cannot be processed without it
  • Another form of identification (state ID, License, etc.)
  • The names and contact information of your former employer(s)
  • A full and accurate list of dates you worked for your former employer(s)
  • The reason(s) you are unemployed

A claims deputy within the agency’s administrative office will determine if you are eligible for benefits. As part of your application you will need to provide fact finding information or submit the fact finding sheet in addition to your paper application.

Filling out this information as completely as you can will make the application process easier for both you and the deputy. Your most recent employer may be contacted for information regarding your claim from the application. You will be sent a Determination of Eligibility, once the process is completed.

If you were fired for just cause, you may not qualify for benefits. Just cause includes, but is not limited to:

  • Giving false information on a job application
  • Knowingly breaking an employer’s rules
  • Unexcused absence or tardiness
  • Purposely damaging the employer’s property
  • Refusal to obey employer instructions
  • Reporting to work under the influence of drugs and/or alcohol
  • Consuming drugs and/or alcohol on the job
  • Conduct that threatens the safety of others
  • Conviction and imprisonment for a serious crime
  • Breach of a duty you owed your employer


If you quit voluntarily without good, work-related reasons, you may not qualify for benefits. Good, work related reasons include, but are not limited to:

  • Your employer unreasonably changes the terms or conditions
  • of your work,
  • Safety violations at your work site,
  • Harassment, and
  • Domestic or family violence.

Some exceptions are made for those who voluntarily leave work for other reasons.

Contact DWD at 1-800-891-6499 or visit their website for those exceptions.


If you are denied unemployment benefits, you may appeal a claim by requesting a hearing before an Administrative Law Judge (ALJ). Some things to take note of are:

  • Your request must be mailed (100 North Senate Avenue, Suite N800, Indianapolis, IN 46204) or faxed (317) 233-6888 to the Appellate Division, or delivered to a WorkOne Center within 13 days of the mail date of the Determination of Eligibility.
  • You must include the reason you disagree with the Determination of Eligibility notice.
  • You will be unable to get information on your appeal for at least 7 days after you have filed.

The link provided ( help assist in any questions you have towards the appealing process.


Indiana law requires a 1-week waiting period before payment begins. As the time continues you must regularly complete your weekly claims online at Uplink.  Payment will be delivered via Visa Prepaid Debit Card. Your benefits will be deposited to your personal card account by the IDWD for your convenience. Like a regular debit card you are allowed to withdraw funds from ATMs and bank tellers. You are allowed 1 free bank transaction each time a deposit is made on your card, while cash withdrawals from PNC Banks and MoneyPass ATMs are always free. You are also allowed to purchase from retailers directly wherever Visa is accepted.

Funds can also be transferred to your personal checking or savings account only by telephone by calling 1-888-393-5866. Be sure to have your card number and PIN available during the transaction. Each transfer takes 1-3 business days to appear in your account, depending on the deposit availability policy of your personal bank. Entering the wrong routing or account number will postpone your transfer and the funds will be returned to your debit card within 5 business days.  Visit to find information on ATM locations and common questions about the Debit Card Program.


Claimant Handbook 

WorkOne Center

Online Tutorials

Indiana Career Connect

Calculate Remaining Weeks of Benefits

Accurate and Honest Reporting

Resource Guide for the Unemployed 



  • Jennifer

    I am currently receiving partial unemployment earnings because I was let go from my full time employeer and I still have a part time employeer. If I am offered another part time job and except it am I still qualified for unemployment benefits? (working 2 part time jobs still making less than the WBA).

    • Yes, you can continue to file claims and report earnings from both jobs – assuming the total hours worked for both jobs together doesn’t equal “full-time” work. Indiana will determine the correct amount of benefit to be paid.

  • Robert

    How do you know your approved…where does it say it on my uplink acount..all it says is qualified with relief does that mean I’m approved?

    • That may or may not mean approval. How long ago did you file for benefits? Actual approvals normally take at least three weeks from date of filing, best case. Qualified with relief means (1) you are monetarily eligible for benefits and (2) should Indiana make an error in approving your claim, employer’s account will not be charged for your benefits. Continue to file weekly certifications. You should receive an approval letter and/or money in your account. Sometimes you get the money before you get the “approval.”

  • Ash

    What does base period vol quit and qualified with relief mean?

    • Base period = 12-month period of earnings which determine benefit. Apply now, the base period is October 1, 2015-September 30, 2016.

      Vol quit = voluntary quit

      Relief = to the employer if current separation is disqualifying and you apply for benefits in the future – i.e., current employer can’t be charged for a future claim if those wages appear in a future base period.

  • Lisa

    I am currently receiving unemployment benefits. I will be starting a job tomorrow (01/09/2017) I will not get my first paycheck until 1/27/2017. Will I be eligible to fill out my voucher for this following two weeks, until I get my check that third week?

    • If you claim those weeks, you MUST report GROSS EARNINGS for each of those weeks – even though you will not be paid until 1/27. Indiana will NOT pay you because you are working. Unemployment benefits are paid only to those who are NOT WORKING.

      If you do not report those earnings when claiming benefits, you are guilty of fraud and subject to a variety of penalties under the law. In effect you are getting paid twice – unemployment benefits and wages for the same weeks.

  • Trish

    I am currently working out of state, but am still a resident of Indiana. Would I be eligible for UE benefits if I quit my job in order to find a job in Indiana? The cost of staying in the other state during my work week is getting to be too much.

    • You apply for the benefits in the state you are working, not the state where you live – unless you are working for an Indiana employer, in which case it may be reporting your wages to Indiana. That said, depending on that state’s laws, travel time, distance, expense factors connected to the work can be good cause for a quit provided they are hardship and make the job not cost-effective which is a subjective issue, but you may need to appeal to get benefits, which means a few months before benefits can be paid.

      • Trish

        They withhold taxes for both the state where I’m working, and Indiana as well.

        • State income taxes which you are required to pay have NOTHING whatsoever to do with FUTA (Federal Unemployment Tax Act) taxes which are paid by the EMPLOYER to the state to which it reports your income for unemployment benefit purposes.

          Only three states require the employee to pay minuscule, teeny tiny amounts toward the unemployment insurance benefit tax – those are Alaska, NJ and PA.

          So, the question is: To which state is the employer paying FUTA taxes on your wages? Normally, that’s where you apply and it’s that state’s rules on good cause quit which determine eligibility.

          However, length of employment in Indiana is also an issue. Apply in Jan. 2017, your base period will be October 1, 2015-September 30, 2016. IN will deny if none of your wages appear in that base period – in which case your only other option, if you quit, is to apply in the state where your earnings appear for that base period.

  • I am 69 years old, have never received unemployment benefits. If I take a voluntary retirement from my employer and receive a lump sum severance pay how will my unemployment benefits be affected?

    • Indiana says this:

      Severance Pay:
      Severance pay for all individuals will be deducted from unemployment insurance benefits. For example; if
      you receive 8 weeks of severance pay, you will not be eligible for unemployment insurance benefits until
      week 9.

      If you are receiving substantial severance, you may need to strategically delay filing so as to exhaust the severance and still preserve sufficient wages in the base period for a full claim and enough time within the benefit year to exhaust those benefits.

      How much severance are you receiving in weeks?

  • Dennis

    How do they calculate base quarterly earnings? Is it my gross less insurance less anything else?

  • Amber

    I was working part time 28 hours a week making 10.00 a hour. My boss didn’t give me any warning they were cutting down to 2 days and because she thought it wasn’t worth me driving to another town for she hired another lady for my two days and told me I’m as a back up which I don’t think is right to just not do that because I’m not going to work with them ever that way. Can I still file for unemployment I am a single mother of a 10month old.

    • Yes, apply for benefits. The two days you are working will offset your benefits substantially, however. You might be better off asking for a restoration to your original schedule, otherwise you will have no choice but to consider this hours reduction a material change in your terms of employment, in fact it is a discharge and offer of new, unsuitable, employment. Federal law provides for a quit under those circumstances.

  • Craig R

    I was downsized after 13 years on the job on 11/18/16. I have applied for benefits, but am wondering to make up for some of the shortfall in lost income, how much can I earn part-time and still receive my full benefit amount? I want to work but am afraid that securing a full-time position may take a few months. Thank you! cr

  • I was laid off from my job 03212016. I file for unemployment benefits but my claim was denied stating my wages were below the required minimum. I called the state unemployment office this morning and was told to file again on 04032016. I am trying to determine if I am eligible to draw. My wages for 2015 were $11,560. I know that figure needs to be over $4,200 so I am OK there. Next I was told they look at two quarters. I don’t know which quarters they look at. Can someone help me please????

    • Indiana says this on its base period:

      “You must have earned total base period wages that are 1.5 times greater than your highest quarter wages
       You must have earned at least $4,200 during the base period, AND
       You must have earned at least $2,500 during the last 6 months of the base period.”

      Which means if you apply on April 3, Indiana will look at earnings January-December 2015. You need to determine high quarter wages during that period and then be sure total wages for that twelve-month period are equal to 1.5x your high quarter – AND that you earned at least $2,500 between July-Dec.

      Applying in March gave you a base period if October 1, 2014-Sepember 30, 2015 – in which period you didn’t probably didn’t meet the 1.5x high quarter for total wages OR didn’t meet the $2,500 for last six months.

      Explained in the Indiana handbook, here:

  • My company for past 13 years is liquidating. Starting next week I will be on part time (20-24 hours) until laid off in approx. 2-3 weeks. Does being on part-time basis disqualify me from receiving unemployment benefits.

    • Because Indiana only allows you to earn 20% over your weekly benefit amount, your part-time earnings will eliminate most of any unemployment benefit due – and require a second investigation by Indiana when the job ends permanently. The better, simpler and faster way would to apply when the job is eliminated entirely. Indiana processing is fairly quick – and if the Indiana DWD is aware of the layoff, it shouldn’t take long before benefits are approved. Maximum weekly Indiana benefit is $390. Which means if you work, Indiana will deduct the gross amount of your part-time earnings from the Partial Benefit Rate of $468 ($390 + 20%) – assuming you are entitled to the maximum – and pay the difference, if any.

      More info on how benefits are calculated, here:

Leave a Reply

Your email address will not be published. Required fields are marked *